2-story home with shutters for sale - conventional loans

Conventional Loans

Conventional Loans are for borrowers seeking financing to buy their primary residence, a second home, or a rental property. These properties can be MLS listed, REO Foreclosures, Short Sale or For Sale by Owner properties. Call us to get pre-qualified before you start your property search.

Loan Features

  • Down payment requirement as low as 3%
  • Appraisal waivers possible for qualifying properties
  • Top-of-the-line pricing and speed
  • Fixed or variable interest rates
  • Customizable loan terms from 30 years to 10 years
  • Gift funds accepted
  • Great for first-time homebuyers
  • Primary homes, vacation homes, or rental properties

Loan Requirements

  • Minimum FICO credit score = 620
  • Great for first-time homebuyers
  • 1-4 unit properties
  • Owner-occupied or non owner-occupied
  • Subject to area loan limits
  • Private Mortgage Insurance (PMI) is required with less than 20% down payment