Red barn with fence in Wisconsin - Farm Loans - Rehab Loans

Our USDA Rural Housing Rehab Loans Refinance program provide farm loans and rural housing loans for owners who live in smaller Oregon towns and communities. This is the easiest loan program to refinance homes in smaller towns. We can verify if the town and your home will qualify for this loan. 

Farm Loans & Rural Housing Loans:

Rehab Loans – Features

  • A 30-year fixed loan of up to 150% LTV rehab based on the appraised value
  • Loan for the purpose of rehabbing your rural home
  • Federally insured against default
  • Low and moderate incomes can qualify
  • Competitive interest rates
  • No prepayment penalties
  • No private mortgage insurance required


  • Home must be located in qualified town of no more than 25,000 people
  • Must be primary residence
  • Income limits apply based on the number of occupants
  • Minimum 640 FICO credit score
  • Minimum debt to income ratio of 41%