white vintage hanging flower pot with pink flowers - FHA Loans

The Federal Housing Administration (FHA) is a division of the U.S. Department of Housing and Urban Development (HUD) which provides FHA Loans. The FHA has been helping average home buyer since 1934. These home loans are federally insured against loss from default.

Loan Features

  • Rate and Term or Cash-Out refinance options
  • Flexible credit requirements
  • Co-signers allowed
  • Competitive interest rates
  • Flexible guidelines and nontraditional credit allowed
  • Gift funds accepted

Loan Requirements

  • 1 to 2 years work history
  • Subject to area loan limits
  • Minimum 580 FICO score, but higher is better